We’re here to simply put you in the know.

In the past, people have preferred Cash ISAs to Stocks & Shares ISAs, especially if they have little experience of the stock market and are wary of the volatility regularly reported in the media. Plus Cash ISAs are protected under the Financial Services Compensation Scheme for up to £50,000.
Although they’re a ‘safe haven’, unfortunately they currently pay very little interest (even if you lock your savings in for up to 5 years) – and there’s no sign of rates rising by much any time soon. In fact, recent figures from HMRC show that over the last year, the number of people investing in Cash ISAs fell while those investing in Stocks and Shares ISAs increased, suggesting that many people are now looking at alternative, more intelligent ISA options.

Intelligent ISA options:

After years of poor returns, we realised savers with Cash ISAs were looking for a different sort of tax-free investment – ‘intelligent ISA options’ that offered potentially higher returns. That’s why here at ‘In The Know’ our ISA experts are here to provide such advice. We’ll make sure you have all the facts you need to make a more informed decision about your ISAs make your money work hard for you. 

Click here for further information on intelligent ISAs