Cash Isa rates are allegedly on the up, though it may not feel like it.
The best-paying easy-access cash ISAs are offering little more than 1%, and to get 2.25%, the very highest rate out there, you would need to lock your cash away for five years.
Now review your needs, circumstances and priorities to ensure that your current ISA performance
Your savings should at least keep pace with inflation. But with the best Cash ISA interest rates barely exceeding 1.1% and inflation currently around 3%, your savings may be losing value.
With a Cash ISA, getting a higher rate usually means locking up your money for 3 to 5 years. And if you need access to your savings, you may well lose a big chunk of interest.
Cash ISAs are definitely safe – but could the security of regulated advice help you find investments with higher returns?
Our regulated ISA specialists are here to advise you – so you could potentially benefit from higher returns.
Finding out about better ISA options is easy. Here’s how it works.
We'll contact you
(or visit, if you prefer) to get information about your current situation and what you’re hoping to achieve from your ISA investments.
A regulated ISA expert calls
to confirm the information is correct and ask a few more questions before discussing suitable investment options (and any costs that might be involved)
A fully qualified ISA adviser
talks to you about whether or not you’d be better off remaining in your current ISA(s) situation – or opening / moving to a new account.
Now you’re ‘in the know’ about intelligent ISA options and if the advise is to move to a new account - can decide in your own time to say yes or no to the adviser’s recommendations.
Make more of your ISA allowance now.
…to put you in the know about alternative options to Cash ISAs that pay higher interest
…that if your current ISA’s the best option, the ISA adviser will tell you
…the whole review process won’t cost you anything